---
title: "Harshal Charadva (@harshalnotes) | Hashnode"
description: "Learning in public. Building for scale. Read the latest articles by Harshal Charadva on Hashnode."
url: "https://hashnode.com/@harshalnotes"
---

@harshalnotes

# Harshal Charadva

@harshalnotes · Bengaluru, India · Joined June 2026

Learning in public. Building for scale.

### [Settlement Lifecycle — From Payment Capture to Fund Transfer](https://harshalnotes.hashnode.dev/modern-settlement-systems-lifecycle?utm_source=hashnode&utm_medium=feed)

Learn how modern settlement systems move funds after a payment is captured, including all internal processes.

6 min read · [harshalnotes.hashnode.dev](https://harshalnotes.hashnode.dev/modern-settlement-systems-lifecycle?utm_source=hashnode&utm_medium=feed)

[Jun 21](https://hashnode.com/posts/modern-settlement-systems-lifecycle/6a3791f2d6f4712395031390)

### [Understanding Modern Settlement Systems](https://harshalnotes.hashnode.dev/modern-settlement-systems-terminology?utm_source=hashnode&utm_medium=feed)

Payments get all the attention. Settlements carry an equally complex set of operational challenges. Have you ever wondered what happens after a payment is captured?

5 min read · [harshalnotes.hashnode.dev](https://harshalnotes.hashnode.dev/modern-settlement-systems-terminology?utm_source=hashnode&utm_medium=feed)

[Jun 21](https://hashnode.com/posts/modern-settlement-systems-terminology/6a378fe8ff5c000cdf44d20b)