---
title: "Opus Technologies (@opustechglobal) | Hashnode"
description: "Engineering the NEXT… in payments, banking, and fintech. Read the latest articles by Opus Technologies on Hashnode."
url: "https://hashnode.com/@opustechglobal"
---

@opustechglobal

# Opus Technologies

@opustechglobal · Pune, India · Joined June 2026

Engineering the NEXT… in payments, banking, and fintech.

[Website](https://opustechglobal.com/)

### [One in Three UK Adults Now Use Open Banking. What Does That Mean for Banks?](https://opustechnologiesblog.hashnode.dev/one-in-three-uk-adults-now-use-open-banking-what-does-that-mean-for-banks?utm_source=hashnode&utm_medium=feed)

Over 15 million UK users and one billion payments later, open banking is changing how money moves. Here is what banks need to get right next.

4 min read · [opustechnologiesblog.hashnode.dev](https://opustechnologiesblog.hashnode.dev/one-in-three-uk-adults-now-use-open-banking-what-does-that-mean-for-banks?utm_source=hashnode&utm_medium=feed)

[3d ago](https://hashnode.com/posts/one-in-three-uk-adults-now-use-open-banking-what-does-that-mean-for-banks/6af177d685e8daf8af308238)

### [What the October 2025 AWS Outage Told Banks About Cloud Concentration Risk](https://opustechnologiesblog.hashnode.dev/what-the-october-2025-aws-outage-told-banks-about-cloud-concentration-risk?utm_source=hashnode&utm_medium=feed)

The October 2025 AWS outage disrupted Lloyds, Halifax and Bank of Scotland. What it shows about cloud concentration risk, DORA and resilient design.

4 min read · [opustechnologiesblog.hashnode.dev](https://opustechnologiesblog.hashnode.dev/what-the-october-2025-aws-outage-told-banks-about-cloud-concentration-risk?utm_source=hashnode&utm_medium=feed)

[3d ago](https://hashnode.com/posts/what-the-october-2025-aws-outage-told-banks-about-cloud-concentration-risk/6af175dad823feb296a46eb0)

### [Banks Finished the ISO 20022 Switch. The Harder Work Starts Now.](https://opustechnologiesblog.hashnode.dev/iso-20022-migration-banks-payment-data?utm_source=hashnode&utm_medium=feed)

Swift's ISO 20022 switch ended in November 2025, but many banks still flatten the richer data. Here is where the value gets lost and how to keep it.

4 min read · [opustechnologiesblog.hashnode.dev](https://opustechnologiesblog.hashnode.dev/iso-20022-migration-banks-payment-data?utm_source=hashnode&utm_medium=feed)

[3d ago](https://hashnode.com/posts/iso-20022-migration-banks-payment-data/6af174967a1ce4f3e6cae3ea)

### [What UPI Taught Indian Account Holders to Expect From Their Bank](https://opustechnologiesblog.hashnode.dev/upi-indian-bank-customer-expectations?utm_source=hashnode&utm_medium=feed)

UPI handled over 241 billion payments in FY 2025-26. Here is what that shift means for banks and what digital banking now has to get right.

4 min read · [opustechnologiesblog.hashnode.dev](https://opustechnologiesblog.hashnode.dev/upi-indian-bank-customer-expectations?utm_source=hashnode&utm_medium=feed)

[Oct 7](https://hashnode.com/posts/upi-indian-bank-customer-expectations/6ac619d0ac94d71f04e51ec7)

### [What the TSB Migration Still Teaches Banks About Transformation](https://opustechnologiesblog.hashnode.dev/tsb-it-migration-bank-transformation?utm_source=hashnode&utm_medium=feed)

TSB's 2018 IT migration led to a £48.65m fine. What it teaches banks about testing, supplier oversight and rollback planning in transformation work.

4 min read · [opustechnologiesblog.hashnode.dev](https://opustechnologiesblog.hashnode.dev/tsb-it-migration-bank-transformation?utm_source=hashnode&utm_medium=feed)

[Oct 7](https://hashnode.com/posts/tsb-it-migration-bank-transformation/6ac61964d774143634c33df3)