---
title: "Discussion on \"Banks Finished the ISO 20022 Switch. The Harder Work Starts Now.\" | Hashnode"
description: "Discussion on \"Banks Finished the ISO 20022 Switch. The Harder Work Starts Now.\". Swift's ISO 20022 switch ended in November 2025, but many banks still flatten the richer data. Here is where the value gets lost and how to keep it."
url: "https://hashnode.com/posts/iso-20022-migration-banks-payment-data/6af174967a1ce4f3e6cae3ea"
---

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# [Banks Finished the ISO 20022 Switch. The Harder Work Starts Now.](https://opustechnologiesblog.hashnode.dev/iso-20022-migration-banks-payment-data?utm_source=hashnode&utm_medium=feed)

Swift's ISO 20022 switch ended in November 2025, but many banks still flatten the richer data. Here is where the value gets lost and how to keep it.

3d ago · 4 min read · opustechnologiesblog.hashnode.dev  
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-   [#iso-20022](https://hashnode.com/tag/iso-20022)
-   [#banking-technology-2](https://hashnode.com/tag/banking-technology-2)
-   [#paymentsystems](https://hashnode.com/tag/paymentsystems)
-   [#financial-data](https://hashnode.com/tag/financial-data)
-   [#data-engineering](https://hashnode.com/tag/data-engineering)

## Written by

[Opus Technologies](https://hashnode.com/@opustechglobal)

@opustechglobal · Pune, India

  
[View profile](https://hashnode.com/@opustechglobal)

Engineering the NEXT… in payments, banking, and fintech.

AI-enabled omnichannel cross-border payment processing network. Builds one-stop solutions for payment facilitations, enable banks and payment processors to offer card management and payment solutions for customer experiences, and more.

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