Cladfy Blogblog.cladfy.com·Dec 5, 2024How are Microfinance lenders cutting costs with cashflow underwriting?Lenders save money, reduce turnaround times, and improve borrower experiences by taking advantage of new technology to streamline processes. Here’s how one particular technique; cashflow underwriting is making a difference: 🔹 Faster Bank Statement P...Cash Flow Underwriting#creditinclusion
Cladfy Blogblog.cladfy.com·Jan 14, 2024Alternative Data is Changing Credit.As credit underwriting turns from common sense and logic-driven to - Machine learning, AI, and Big Data Analytics; Lenders are moving from relying solely on traditional reports to checking account transactional data such as online shopping habits, sa...#creditscore
