Good overview of the MCP building blocks. One practical angle worth exploring: how MCP handles the payment step in agent workflows. When an agent discovers a tool through MCP that charges for usage (API credits, compute, data access), the protocol currently has no native way to pass payment context between the client and server. A few teams are experimenting with extending the tool primitive to carry payment parameters, which would let agents settle costs autonomously without leaving the MCP interface.
Kartik N V J K
AI Developer | Making AI reliable, trustworthy & accessible to everyone | Active community contributor
The split you draw between resources being safe to read and tools needing care is the part most MCP intros skip. In practice that boundary is only as good as the server's honesty about which calls mutate state, and I have seen a "read" tool quietly write. Do you gate tool invocation behind an approval step, or trust the server's own tool-vs-resource labeling?