@Ngatiav
Veronica Wambui Ngatia
@Ngatiav
Decoding credit, data, and digital finance
Joined August 2025
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Veronica Wambui Ngatia's blogs
Recently published
Why Most People Stay Broke Even After Salary Increases and How to Break the Cycle
May 21 · 3 min read · Getting a salary increase feels amazing at first. After all, you work hard, make more money and hope that life gets easier. It does, for a few weeks or months. Then something odd occurs. You are still
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Money Mistakes Kenyan Entrepreneurs Can’t Afford and How to Fix Them
May 14 · 4 min read · Starting a business in Kenya is exciting. For many people, it means freedom, ambition, and the dream of building something meaningful. However, while entrepreneurship offers opportunities, it also bri
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The True Cost of Convenience and How Digital Spending Habits Are Draining Your Money
May 8 · 3 min read · Today, we live in a world where practically anything is just a tap away. We can get food in minutes, shop online in seconds, and subscribe to magazines without realizing they’ve renewed. We can get fo
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How to Save Money Consistently: The Psychology Behind Better Financial Habits
Mar 19 · 3 min read · Saving money sounds simple in theory, but in practice, it’s one of the hardest financial habits to maintain. Not because people don’t understand its importance, but because of how the mind works. We a
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