ASApurva Sanghaviinmasalaloans.com·1h ago · 17 min readFamily Offices and the Small Fund ProblemThe mismatch The problem is entirely arithmetic. An allocator with a real diligence process has a floor beneath which a commitment is not worth making. Operational due diligence, legal review, backgro00
ASApurva Sanghaviinmasalaloans.com·1h ago · 15 min readRetiring From Commission Income: Building a Coupon You Don't Have to ChaseThe arithmetic of stopping One table, up front, because everything else in this post depends on it. Pre-tax income to replace At 4% At 6% At 8% At 10% $60,000 $1,500,000 $1,000,000 $750,000 $60000
ASApurva Sanghaviinmasalaloans.com·1h ago · 17 min readYou Just Sold a Business or a Property. Where Does the Cash Go for Income?The first six months: do less than you want to The least commercial advice in this post is the first advice, and it is the part we actually believe. For roughly six months after the wire lands, do alm00
ASApurva Sanghaviinmasalaloans.com·1h ago · 19 min readThe Tired Landlord's Guide to Becoming the BankYou are not earning what you think on that equity Take a common set of numbers. A single-family rental worth \(400,000, with a \)100,000 mortgage balance, so \(300,000 of equity. It rents for \)2,400 00
ASApurva Sanghaviinmasalaloans.com·1h ago · 14 min readLending in Texas vs California vs Florida: Why the State Matters More Than the RateThe rate is the least interesting variable Two loans, both first liens, both at 12%, both at 70% of value, both to experienced operators, both on single-family renovation property. One in Texas, one i00
