@cryptokkie
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Tadas Petra Absolutely true. Don't overthink it, if you can buy a 4 unit apartment complex and if you are really sure you can rent out the apartments: go for it. A friend of mine tried something like that with airbnb, but ended up living in a big empty and above all expensive house so be realistic. Good to hear anyway that you are looking into options to minimize expenses, it's a huge step into the wonderful world of freedom. I hope you succeed, but I think you are on the right track by publicly announcing your plans. Bon courage!
In search of financial freedom I finally ended up living on a boat, I love every day of it. Not an expensive one, but just good enough. I don't have to pay rent or mortgage and this lowers my monthly expenses dramatically. I'd say less than 25% of what it used to be when I lived in a house. The lower recurring costs allow me to generate less income if I please. It gives me the freedom to refuse or accept a gig, to try out ideas that come to mind, or enjoy life and do nothing for a while. Perhaps it's something for you to consider. It doesn't have to be forever... maybe just until you do make enough money to rent or buy a house and don't stress about paying for it. And if you wish, you can change your surroundings just by sailing to another place. I wish you good luck, whatever you have in mind, keep at it! Also when everything goes dark - keep at it, don't give up! ps: internet in most harbors is fast enough to stream live video :-)
I am well.. cough way over 28, and during the years I have seen many people start at all ages. In general in life: it is never too late to start doing something you want to do. Like with most things: it all comes down to practice. The basics of programming, once you get the concepts - you're good. In that respect you can compare it with salsa dancing or baking pancakes. But... The whole tech world and also development environment is continuously and rapidly changing. This means you have to keep an eye on trends and if necessary - adapt from time to time. Sometimes these changes can be quite drastic. With salsa dancing and baking pancakes... not so much. Example: Jane (that awesome woman you met at your salsadance course) has created over 50 websites back in the day, but hasn't touched any code since 2009. If she wanted to start creating websites today it could take her many weeks perhaps months to find her way around again. To get familiarized with the state of technology as of today, with the tools, (cloud, microservices, git, jira, webpack, CD/CI) languages and libraries. Even the way people work together now (scrum, kanban, scrumban) is very different. Let's say that a few months before Jane had started making websites again, you decided to roll up your sleeves and become a programmer. I would not be surprised that you in the meanwhile - will know your way around in the tool shed - and even will be able to produce stuff that makes Jane go "Oohlala!". And if you keep at it it might be that in a year and a half you both are on the same expertise level. Ok enough of this, I say: go! And if you need any help, give Jane a call