how-to-reduce-loan-emi.hashnode.devDo Prepaid Cards Affect Credit Score in India?Many people assume that using a prepaid card regularly can improve their credit score. This belief is common among individuals planning loans, comparing EMIs, or preparing for home financing. But hereFeb 19·5 min read
how-to-reduce-loan-emi.hashnode.devDebit Card EMI – Full Guide with Eligibility & ChargesDebit Card EMI is a smart way to split large purchases into easy monthly installments — even without a credit card. For finance planners, small business owners, salaried employees, and EMI calculator users, this feature helps: Improve budgeting Man...Feb 17·5 min read
how-to-reduce-loan-emi.hashnode.devLate EMI Charges vs Penal Interest – Full Guide (2026)Paying EMI on time seems simple. But even a small delay can increase your total loan cost. Many borrowers think Late EMI Charges and Penal Interest are the same. They are not. If you don’t understand the difference, you may end up paying more than ex...Feb 13·5 min read
how-to-reduce-loan-emi.hashnode.devLoan for Gig Workers: Estimate Your Borrowing Capacity EasilyThe gig economy is reshaping how India earns. From delivery partners and cab drivers to freelancers and service professionals, flexible income is now common. But when it comes to borrowing money, many gig workers still feel unsure. A Loan for Gig Wor...Feb 11·4 min read
how-to-reduce-loan-emi.hashnode.devGuarantor for Loan: Everything You Need to KnowOver 40% of loan applications in India are rejected due to low credit scores or insufficient income proof.If you are facing rejection, a guarantor for loan can significantly increase your loan approval chances. A loan guarantor provides confidence to...Feb 10·3 min read
