Adaptiv Payments is a high-risk merchant account provider headquartered in St. Petersburg, Florida. With over a decade of experience in payment processing, the company has approved more than 10,000 merchants and processes over $1 billion in transactions annually. Adaptiv specializes in industries that traditional processors decline—including CBD, nutraceuticals, supplements, firearms, vape, travel, telehealth, subscription services, e-commerce, and MLM. The company offers same-day approvals, funding within 24-48 hours, and built-in chargeback prevention tools. Their platform integrates with major e-commerce solutions including Shopify, WooCommerce, BigCommerce, and Magento, as well as standard payment gateways like Authorize.Net and NMI. Adaptiv also provides virtual terminal access, ACH services, and HIPAA-compliant processing for healthcare businesses. The company has been featured in Yahoo Finance, AP News, Benzinga, MSN, Morningstar, and Digital Journal.