Credit card fees were eating into my crypto buys, so I switched to bank transfers. Paybis worked perfectly for grabbing USDT on Solana. I made a standard bank transfer, waited about a day (my bank doesn't do instant), and the Tether arrived right in my Phantom wallet. The fee was noticeably lower than using a card. If your bank supports instant transfers, you'd get it even faster. For larger buys or anyone willing to wait a little to save on fees, this is the way to go.