Kratika Jain (@kratikajain)

What I look for while evaluating a payment system!

For me, evaluating a payment system rarely starts with the architecture design. Not because architecture is unimportant, but most systems look reasonable in a diagram and the interesting information i

May 14 · 5 min readkratikajain.com

Every serious payment system needs a double-entry ledger

Most fintech engineering teams build a payments table first and a ledger later. Usually after: first reconciliation break first support ticket that cannot be answered the first settlement discrepan

May 11 · 11 min readkratikajain.com

The PSD2 participants map

A single payment flow, like customer paying at an outlet, can involve five different types of participants; each with different system boundary, security requirements, data obligations, and liability

May 10 · 6 min readkratikajain.com

Your hero-engineer might be your biggest operational risk!

There is a type of engineer almost every company has. The person who gets pulled into every serious incidents, knows which service is actually failing just looking at the dashboards, or who can SSH at

May 10 · 5 min readkratikajain.com

Do you need a PSD2 licence?

Start from here One of the easiest mistake by a payments/fintech startup is to start with the product flow and leave the regulatory model for later. This may sound practical at the beginning to build

May 9 · 9 min readkratikajain.com

Kratika Jain

About

Available for

Kratika Jain's blogs

What I look for while evaluating a payment system!

Every serious payment system needs a double-entry ledger

The PSD2 participants map

Your hero-engineer might be your biggest operational risk!

Do you need a PSD2 licence?

Kratika Jain

About

Available for

Kratika Jain's blogs

What I look for while evaluating a payment system!

Every serious payment system needs a double-entry ledger

The PSD2 participants map

Your hero-engineer might be your biggest operational risk!

Do you need a PSD2 licence?

Kratika Jain

About

Available for

Kratika Jain's blogs

What I look for while evaluating a payment system!

Every serious payment system needs a double-entry ledger

The PSD2 participants map

Your hero-engineer might be your biggest operational risk!

Do you need a PSD2 licence?

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Kratika Jain

About

Available for

Kratika Jain's blogs

What I look for while evaluating a payment system!

Every serious payment system needs a double-entry ledger

The PSD2 participants map

Your hero-engineer might be your biggest operational risk!

Do you need a PSD2 licence?