Luciana Ma

Product Manager at JPMorgan Payments, working on developer platforms, APIs, and AI workflows in regulated environments. I focus on how AI is reshaping financial infrastructure—especially developer experience, agent-driven workflows, and programmable payments. Previously built systems that scaled to thousands of enterprise clients and billions of API calls. Writing about: * AI × payments (agentic commerce, stablecoins, APIs) * Developer platforms & API design * Real-world product building in fintech