WWealthOSinblog.mywealthos.ca·Jun 9 · 4 min readTFSA vs RRSP: Which One Should You Contribute to First?This is the most common question Canadians ask about investing — and the answer is not the same for everyone. Both accounts are powerful. Both save you money on taxes. But they work in completely diff00
WWealthOSinblog.mywealthos.ca·Jun 5 · 4 min readWhat Is the FHSA and Who Should Open One?If you are a first-time home buyer in Canada, there is a relatively new account that combines the best features of both the RRSP and the TFSA — and most Canadians have no idea it exists. It is called 00
WWealthOSinblog.mywealthos.ca·Jun 2 · 4 min readHow to Invest Your TFSA in Canada (Most People Are Doing This Wrong)Opening a TFSA is the easy part. The question most Canadians never ask is: what should actually be inside it? Here is a surprising fact. A large percentage of Canadians have their TFSA sitting in a sa00
WWealthOSinblog.mywealthos.ca·May 30 · 5 min readWhen Should You Convert Your RRSP to a RRIF?Your RRSP does not last forever. At some point, you have to start taking money out — and how you manage that transition can have a significant impact on how much tax you pay for the rest of your life.00
WWealthOSinblog.mywealthos.ca·May 27 · 5 min readHow to Pay Less Tax in Retirement in CanadaMost Canadians spend decades saving for retirement. Very few spend any time planning how to keep more of it. The truth is, retirement tax planning is where some of the biggest financial wins happen. T00