One in Three UK Adults Now Use Open Banking. What Does That Mean for Banks?Over 15 million UK users and one billion payments later, open banking is changing how money moves. Here is what banks need to get right next.4 min read·opustechnologiesblog.hashnode.dev3d ago
What the October 2025 AWS Outage Told Banks About Cloud Concentration RiskThe October 2025 AWS outage disrupted Lloyds, Halifax and Bank of Scotland. What it shows about cloud concentration risk, DORA and resilient design.4 min read·opustechnologiesblog.hashnode.dev3d ago
Banks Finished the ISO 20022 Switch. The Harder Work Starts Now.Swift's ISO 20022 switch ended in November 2025, but many banks still flatten the richer data. Here is where the value gets lost and how to keep it.4 min read·opustechnologiesblog.hashnode.dev3d ago
What UPI Taught Indian Account Holders to Expect From Their BankUPI handled over 241 billion payments in FY 2025-26. Here is what that shift means for banks and what digital banking now has to get right.4 min read·opustechnologiesblog.hashnode.devOct 7
What the TSB Migration Still Teaches Banks About TransformationTSB's 2018 IT migration led to a £48.65m fine. What it teaches banks about testing, supplier oversight and rollback planning in transformation work.4 min read·opustechnologiesblog.hashnode.devOct 7