Nothing here yet.
Nothing here yet.
Hey Chris Yeah, you understood it right. The horcrux (stored in your head) is effectively a second factor. Your password + 2FA usage is pretty secure IMHO. You can probably use a horcrux for websites that don't offer 2FA, or use it as a third factor for websites which do offer 2FA (3FA might seem a bit too much but to each his own I guess :)
I wouldn't say it is totally useless as long as it is sealed and stored in a secure place - your wife's password manager, a physical vault (many people use this to actually store their private keys), or your wife could commit it to memory. The core idea is to keep adding as many layers of security as possible without inconveniencing you/your wife much.