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It's basically impossible to quantify "safely decentralized" though we seem to be doing fine lately - the ecosystem at large has become much more efficient in its use of block space. We aren't maxing out block weight by any means yet and great strides are occurring with Lightning Network, so I think we're in a pretty good position.

I doubt we will ever have a significant portion of bitcoin holders that verify everything, but then again everyone has the freedom to choose their own security model. So long as it's possible for users who WANT to have the strongest security model to afford the hardware required to run a full node, I think we're in a healthy state.