Claude Code is useful, no doubt.

A founder can generate screens, connect APIs, fix small bugs, and move faster without waiting on a full team from day one.

But here’s the issue:

A half-working app can look close to launch while hiding weak architecture, broken auth, poor data handling, security gaps, and no real QA process.

That is especially risky in FinTech, where one small flaw can damage trust fast.

So where do we draw the line?

Is Claude Code a serious way to build an MVP, or should founders treat it as a starting point before a real technical audit and product rebuild?