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SSnehasisthealgorithmspeaks.hashnode.devOct 30, 2025 · 3 min read

How FinTech Platforms Are Changing the Game for SMEs in India

Executive summary India’s SME sector is a growth engine — but it’s held back by fragmented finance tools, manual processes, and liquidity constraints. Modern fintech platforms combine payment rails, invoice financing, APIs, and AI to offer a composab...

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CBCladfy Blogblog.cladfy.comApr 5, 2025 · 2 min read

Cash Flow Underwriting Doesn’t Have to Be Complicated

Someone recently said something that stuck with us at Cladfy: "No credit analyst has ever been fired for using ‘number of days with a negative balance’ as an attribute." That’s it. That’s the blog. …Okay, not quite. But this one-liner captures a fund...

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CBCladfy Blogblog.cladfy.comDec 5, 2024 · 2 min read

How are Microfinance lenders cutting costs with cashflow underwriting?

Lenders save money, reduce turnaround times, and improve borrower experiences by taking advantage of new technology to streamline processes. Here’s how one particular technique; cashflow underwriting is making a difference: 🔹 Faster Bank Statement P...

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CBCladfy Blogblog.cladfy.comApr 26, 2024 · 2 min read

Introducing Cladfy’s New Credit Scoring APIs

Today, we’re excited to announce the launch of our new credit scoring APIs. These APIs leverage alternative data sources, including mobile money, bank statements, repayments, savings, and background data to provide a more comprehensive view of a borr...

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CBCladfy Blogblog.cladfy.comJul 20, 2023 · 1 min read

5 Metrics every lender must Track.

Lenders need to track a variety of metrics to ensure the success of their business. However, five process-based metrics are particularly important: By tracking these metrics, lenders can gain insights into their lending operations and make infor...

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#smefinance

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How FinTech Platforms Are Changing the Game for SMEs in India

Cash Flow Underwriting Doesn’t Have to Be Complicated

How are Microfinance lenders cutting costs with cashflow underwriting?

Introducing Cladfy’s New Credit Scoring APIs

5 Metrics every lender must Track.

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