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FSFouad Shawishfouadmoney.hashnode.devFeb 17 · 3 min read

Designing a Personal Finance System Like a Software Engineer

Most people try to fix their money problems the same way they try to fix bugs at 2 AM. They patch symptoms. They cut subscriptions.They promise to “spend less.”They download another budgeting app. The

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ASAmit Singhblog.amifi.inFeb 3 · 3 min read

If I Were the Finance Minister of My Household…

In school, we used to write essays like“If I were the Prime Minister…”“If I were a bird…”“If I were rich…” Life was simple. Marks were given for imagination, not execution. Today, I don’t need imagination.I am the Finance Minister of my household. No...

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RTrajesh timanefounderschanakya.hashnode.devJan 7 · 2 min read

Economics and the Treasury: Financial Wisdom for Founders

कोषः प्रधानं राज्यस्य koṣaḥ pradhānaṁ rājyasya “The treasury is the foundation of the state.” — Arthashastra, Book II 10.1 Why Treasury Matters Chanakya declared that without a strong treasury, no kingdom can survive. For founders, this translates d...

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ASAmit Singhblog.amifi.inDec 24, 2025 · 4 min read

Managing Money Across Countries: A Personal Finance Problem No App Explains Well

Living across borders changes how money behaves. Income arrives in one currency. Expenses leak out in another. Savings sit somewhere in between, quietly exposed to rules you did not grow up with. Yet most personal finance advice still assumes one cou...

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ASAmit Singhblog.amifi.inDec 22, 2025 · 3 min read

What Financial Discipline Actually Means in Real Life (Not Just Budgeting)

For years, financial discipline has been sold as a simple instruction:make a budget, stick to it, repeat monthly. In real life, especially for middle-income families juggling multiple incomes, EMIs, credit cards, investments, and cross-border account...

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ASAmit Singhblog.amifi.inDec 22, 2025 · 3 min read

Why More Charts Don’t Mean Better Financial Decisions

Modern personal finance apps are filled with charts. Expense breakdowns. Budgeting graphs. Investment curves. Net-worth dashboards. Each promises better money management through more visibility. Yet many families still struggle with financial decisio...

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ASAmit Singhblog.amifi.inDec 20, 2025 · 4 min read

Why Tracking Expenses Alone Doesn’t Change Behavior

Most personal finance apps start with a familiar promise: track your expenses and better money habits will follow. For many families, that promise quietly collapses. People track diligently. Transactions are categorized. Charts look polished. And yet...

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ASAmit Singhblog.amifi.inDec 19, 2025 · 3 min read

Money Is Emotional Before It Is Logical

Most personal finance advice assumes a simple model of humans. Income comes in.Expenses go out.Track the numbers.Make rational decisions. If that model were true, money problems would be rare. They aren’t. Families with high incomes struggle.People w...

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UAUmesh Aroraumesharora.hashnode.devSep 4, 2025 · 3 min read

Umesh Arora Shares 5 Habits for Growth with Financial Discipline

Umesh Arora from Gurugram built his journey on one belief: numbers never lie. As a lawyer and chartered accountant, Umesh Arora chose the CA path not for the title but for what it represents: control, discipline, governance, and truth in numbers. Ume...

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Designing a Personal Finance System Like a Software Engineer

If I Were the Finance Minister of My Household…

Economics and the Treasury: Financial Wisdom for Founders

Managing Money Across Countries: A Personal Finance Problem No App Explains Well

What Financial Discipline Actually Means in Real Life (Not Just Budgeting)

Why More Charts Don’t Mean Better Financial Decisions

Why Tracking Expenses Alone Doesn’t Change Behavior

Money Is Emotional Before It Is Logical

Umesh Arora Shares 5 Habits for Growth with Financial Discipline

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